For Buyers
Buying a home is an exciting time in one’s life. Making the smart move of choosing a Realtor is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For you convenience, I also provide listings by email. I pride myself on repeat business and hope you’ll come to understand why.
As Your Agent, I will:
- Assure that you see all the properties in your area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
- Answer all your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking for Your New Home
- Check your credit rating. Staighten out any errors before it’s too late. This can be done with the loan officer for your new mortgage. Contact me for references.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-approved.
- Choose a realtor that you trust and understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important feautres you need your new home to have.
Closing Costs to Expect:
- Lender Fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-Party Fees include charges for insurance, title search and whole house inspections.
- Government Fees include deed recording and state and local mortgage taxes.
- Escrow and Interest Fees include homeowner’s insurance, loan interest, real estate taxes and occasionally private mortgage insurance.
